YieldForge Whitepaper

Abstract

YieldForge is an ERC-4626 vault on Robinhood Chain (chain id 4663) that accepts tokenized stocks and USDG and routes deployable capital to whichever connected venue clears the highest risk-adjusted yield. Routing decisions are produced by a fixed, published formula rather than a discretionary manager or a trained model — the same inputs always produce the same route, and every decision is attested on-chain before capital moves.

Problem

Yield on tokenized assets is fragmented across venues that each move independently — rates drift, caps fill, and the venue that made sense last week is not necessarily the venue that makes sense today. Capturing the best rate means manually tracking every connected venue and rebalancing by hand, which is slow, error-prone, and doesn't scale past a handful of positions.

Solution

YieldForge collapses deposits into a single ERC-4626 share and hands rebalancing to a deterministic optimizer. The optimizer re-scores every connected venue on a fixed cycle using a published formula — raw APY weighted by risk, liquidity, and depth factors — and routes capital to the winner. Depositors hold one vault share; the vault does the comparison shopping.

Architecture

The system has three layers. The vault is the ERC-4626 entry point — it holds deposits, mints shares, and is the only contract users ever approve or call. The optimizer reads the state of every connected venue on a fixed schedule, computes the risk-adjusted score for each, and attests the winning decision on-chain. Adapters wrap each venue behind a uniform IVenueAdapter interface, so the vault never needs venue-specific logic to route capital in or out.

Security

• Circuit breaker

  The vault owner can halt deposits and routing instantly if a venue or the optimizer misbehaves.

• Per-venue caps

  Every venue has an explicit deposit cap — the optimizer cannot over-concentrate capital in a single venue.

• Stale-decision rejection

  Decisions older than the validity window are rejected at the routing step; capital sits idle rather than routing on stale data.

• Non-custodial

  Every deposit, withdrawal, and approval is signed from the user's own wallet. The app never holds keys and never auto-submits a transaction.

Tokenomics

Token utility TBA — the YieldForge token launches after protocol milestone review. No token exists today; the vault and optimizer described in this document operate independently of any future token.

Roadmap